What’s in Your Wallet?

“Save money on high rate balances”, the envelope screamed. Just “0% APR on transferred balances until January 1, 2004″, it continued. On and on it went:

It’s not every day you get a card like this. A card that saves substantial money in interest, giving you more cash left over each month. You’ve been invited to save with a no annual fee AT&T Universal Platinum MasterCard. As a special bonus, we’ll waive any transaction fees on balances you transfer. Blah, blah, blah… Generous Credit Line Platinum Invitation expires November 15, 2002.

This wonderful offer expires within days of the next birthday of the intended recipient of this official letter from AT&T. What a wonderful birthday present you’ve given my 12-year-old daughter!

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