The Day & Night Furnace Company saga is over now that arbitration has been completed, an award won, and the settlement paid. The final chapter doesn’t seem very satisfying, though.
Since all my bills are automatically paid by an electronic clearinghouse every month, I was surprised to get a disconnection notice from AT&T — to which, of course, I took a significant amount of umbrage.
Due to my daughter once again blatantly ignoring the house rules on cell phone usage and racking up almost $89 in text message charges last month, she’s been removed from the family plan. I removed myself, too, because I just don’t use it, leaving only my wife on an individual plan and saving us about [...]
After a lengthy hiatus, I have begun once again holding the feet of Apollo Johnsen (aka Apollo Johnson, Apollo Ray Johnsen, Apollo Ray Johnson, Dennis Johnsen, Dennis Johnson, Dennis Ray Johnsen, Dennis Ray Johnson, Ray Apollo Johnsen, and Dennisray Ray Johnsen) to the flame, this time by filing a complaint with the Contractors State License [...]
Imagine my surprise when today I opened my statement for my business savings account XXXXXXX (an activity I do only a few times a year as there should be no activity in the account whatsoever) only to find that the balance is negative $19.83. Yup, that’s right — $19.83 less than $0.
My wife visited Lane Bryant last November in order to do some early Christmas shopping for out-of-state recipients. The checkout clerk offered incredible savings if my wife agreed to open an account — 30% off the total. Understandably, since the out-of-towners were going to receive a heap of clothes, she jumped at the deal.
As seems [...]
Ironically, considering the dispute I have with Citibank about a fraudulent transaction, I received an offer from them for a second mortgage with a program much better than I could get myself as a loan officer. It was almost impossible to pass up, so I filed an application electronically. As seems usual in these cases, [...]
On April 13, 2005, I went to the Wells Fargo branch office within Safeway at [street] and [street] in [city], California to make a deposit into my business checking account (XXX-XXXXXXX).
The teller took my deposit and noticed that my business accounts consisted of only a checking account and a line of credit. She said that [...]
I have been a loyal, long-time customer of Citibank for many years, always feeling safe when purchasing goods in brick-and-mortar stores or shopping online because Citibank has always been in my corner in the fight against fraud.
Until now.
When Day and Night Furnace Company refused to refund $4,100 paid by Citibank credit card account number XXXX-XXXX-XXXX-XXXX [...]
Apollo Ray Johnsen, a.k.a. Dennis Ray Johnsen (Contractor License # 747061):
This is your last opportunity to refund the full $4,100 for the fraudulent work you performed on my heating and air conditioning system before I devote my considerable spare time to making sure that all appropriate government agencies and consumer organizations are aware of your [...]
